ERISA & Long Term Disability Lawyers in San Francisco
Providing You with Proficient & Personalized Representation
At the law firm of Delfino Green & Green, our attorneys have decades of experience with the Employee Retirement Income Security Act (ERISA) and insurance law. The disability claims process is complex and often discouraging when valid claims are denied. Our San Francisco ERISA lawyers help Bay Area residents who have been disabled and need help evening the odds they face. Backed by more than 30 years of in-depth legal experience, we have a comprehensive understanding of ERISA and long term disability laws. As a result, we have recovered tens of millions of dollars for our clients in verdicts and settlements. We can help you, too.Contact Us
Call us today at 415-442-4646 or contact us online to schedule a free consultation with one of our knowledgeable San Francisco ERISA attorneys.
contact us nowWhat is ERISA Law?
ERISA is a federal law that governs employers’ handling and paying out of disability, pension, and other benefits. The act explains the rights you have when filing a disability claim, including the time frame and evidence necessary for a successful claim. ERISA covers only the benefits you are entitled to, not additional compensation for any hardship.In simple terms, ERISA is meant to make sure you get the benefits you deserve and were promised by your employer. If you don't, it gives you the right to sue.
contact us nowThe claims process typically proceeds as follows:
- You experience your disabling incident
- You contact a capable ERISA and long-term disability lawyer
- We file your disability insurance claim to your insurance provider
- If denied, we regroup and file a claim appeal with your insurance provider
- If denied, we file a lawsuit against your insurance provider demanding full and fair benefits
- If that gets denied, we take it all the way to the US Court of Appeals and present our case
Who Does ERISA Protect?
ERISA applies to private-sector companies that offer pension plans, retirement plans, and welfare benefit plans to employees. This includes partnerships, sole proprietorships, LLCs, S-corporations and c-corporations, nonprofit organizations, and small businesses with only one or two employees. If you work for any private employer or company, you are likely covered by ERISA in some form.ERISA does not apply to:
- Government employers and entities
- Churches and religious institutions
- Benefit plans that are maintained solely for complying with workers’ compensation, disability, or unemployment laws
- Unfunded excess benefit plans
- Plans maintained outside of the United States for the benefit of non-resident aliens
Types of Benefits Protected Under ERISA
While ERISA applies to a wide range of employers, it only covers certain types of benefits. It is best to consult with an attorney to determine which of your benefits are legally protected.Generally speaking, ERISA applies to the following:
- Defined-benefit and defined-contribution funds
- Medical, dental, vision, and prescription insurance plans
- Health reimbursement accounts (HRAs)
- Flexible spending accounts
- Disability insurance plans
- Long-term care insurance plans
- Severance plans
- Business travel insurance plans
- Scholarship benefits
- Welfare benefits plans such as 419(e) and 419(a)(f)(6) plans
How We Can Help You
Selecting an ERISA lawyer can be overwhelming. However, working with a lawyer at our firm can help make a complicated process easier for you. We offer a free initial consultation during regular office hours, as well as evenings and weekends. All ERISA claims cases are handled on a contingency basis, meaning that we only get paid when you get paid.Contact Us
Call us today at 415-442-4646 and speak with one of our caring and capable ERISA and long-term disability lawyers in San Francisco.
contact us nowVerdicts & Settlements
We've recovered millions for our clients
Words of Praise from Our Clients
“Such amazing and professional attorneys. I would (and have) highly recommend Bill Green to anyone who needs a professional and classy individual for representation. I was self represented for a year and a half, and the opposing attorney was just disrespectful, and unprofessional with her personal opinions which spun the case out of control. Bill has the right attitude and level headed legal knowledge to assert whats wrong and bring justice where it is needed. My case is very much on the right track because of Bill.”
- amy w“Bill Green taking my case was life changing, I truly do not know what I would have done had I not retained his services. It was not easy finding a competent lawyer such as Bill in this field. Bill and his team are incredibly caring, ethical and kind, that is not easy to find these days. When Bill or a member of his team say they will do something, it gets done. Bill and team are always patient and make time for me. What stands out the most is Bill’s expertise, professionalism, knowledge and concern for his clients best interest. With his calm and approachable demeanor, genuine caring personality, I always feel I can contact him. Bill is an incredibly competent lawyer and a true gem. I would (and have) highly recommend Bill Green to anyone needing representation.”
- staci g“Delfino Green & Green handled my disability case in the San Francisco Bay Area and I recommend them highly. Bill Green was thorough in evaluating my case and explaining the issues to me. I felt they were a strong advocate and were attentive and concerned with protecting my best interests. They kept me up to date and communicated well. I am a physician and was referred to them by another physician so they can be called ‘the doctors’ lawyer.’”
- Kenneth F“The attorneys here are simultaneously the most competent and the most willing to go above and beyond for their clients in the areas of law they practice. The attorneys here are extremely competent, and the attorneys at this law firm have inspired me to practice law not for money nor personal glory, but for simply making a positive impact on people’s lives and on society, especially for individuals who have been wrongly treated. This firm embodies every attribute that an ideal attorney should carry in their careers. From tenacity to compassion and going above and beyond for the sake of their clients, you’re truly in the best hands if your case is lucky enough to be accepted by these high level attorneys.”
- daniel cRequest Your Free Consultation Now
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