June 25, 2019

How Does ERISA Protect Me from Insurance Company Tactics?

In any matter when someone must file a claim for benefits, the process can be daunting and intimidating. After all, not everyone knows what is needed to properly file a claim and the insurance company is quick to use any discrepancies to deny a claim. Luckily, the Employee Retirement Income Security Act exists to help individuals understand what their rights and options are, especially when it comes to their pension plans and long-term disability. In a way, it helps to protect from specific tactics the insurance companies may try to use against you to deny a claim.

What Does ERISA Do for Employees?

Because of the provisions set forth since ERISA was enacted in 1974, employees are more knowledgeable regarding how they file a claim for benefits. They also know of any changes that may have been made to their plans and holds employers accountable for notifying the covered employees what standards must be met and how long they have to file a claim. This often helps with some of the main complexities involved in filing a claim. Many claims are denied because the claimant doesn’t meet the standards or file in time, simply because they don’t know the process. ERISA makes it easier on them to understand everything. ERISA also provides employees with specific protections regarding any wrongdoing that insurance companies, plan administrators, and other authorities may attempt. Under ERISA, the fiduciary is required to operate in a manner that helps in the best interests of claimants.

How Our Lawyers Can Help

At Delfino Green & Green, we are committed to help individuals through the process, so they can get the help they need to move forward with the process of filing a claim. You deserve to have someone on your side who can give you the information necessary and protect your rights. Our attorneys handle these types of claims on a contingency fee basis, so you don’t have to worry about the financial problems that come along with missing out on benefits. We only get paid when you win.

Call our firm today at 415-442-4646 and learn your rights.

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