Disability Claims Process in California
Handled by Long Term Disability Lawyers in San Francisco
Chances are you will need your disability benefits sooner rather than later. Even the most compelling cases that meet the deadlines and provide detailed evidence can go through a long claims process and still be denied.
At the law firm of Delfino Green & Green, our San Francisco long term disability attorneys provide guidance to our clients based on decades of experience navigating the disability claims process and a wealth of knowledge about the laws related to it. Strong cases are built by taking a fact-based approach along with strong evidence and meeting strict timelines.
The Disability Claims Process
Your employer’s Employee Retirement Income Security Act (ERISA) plan document or insurance policy will spell out the claims process, including the initial claim application, appeals process, and litigation plan, if necessary. The complexity of the process can be overwhelming and requires the help of a seasoned, ERISA-knowledgeable attorney. No matter how confident you may be, an experienced legal advocate on your side generally increases the odds of a successful claim.
The disability claims process typically proceeds as follows:
- Disabling incident occurs
- Find an experienced long term disability lawyer
- File a disability insurance claim with your provider
- If denied, file an appeal with you provider
- If denied, file a law suit in Federal Court
- If denied, file an appeal with the US Court of Appeals
It is important to provide the insurer with solid evidence supporting your disability, including test results and medical records. Reports from your doctor need to be consistent with the insurance policy’s definition of “disabled.” We can provide your doctor with the exact definition to ensure that the insurer is provided with all of the necessary information concerning your illness or injury that prevents you from working.
Dedicated Representation in Filing, Appeals & Litigation
ERISA can affect your disability claim when filing for long-term benefits. The San Francisco long term disability lawyers at Delfino Green & Green will educate you on ERISA and assist you in every required step to submit a disability claim. Denial is not the end. We will be at your side throughout the appeals process. Even if your appeal is turned down, we will use our experience in an effort to resolve your case in court.
Contact us online or feel free to call us today at (415) 466-8544 to speak with one of our experienced long term disability attorneys in San Francisco.