Disability Claims Process

Offering Guidance Through the Disability Claims Process

If you are legitimately disabled by an injury or illness, you need disability benefits as quickly as possible. But to achieve approval of your disability claim, you must follow strict guidelines and make the strongest case possible.

The attorneys at Delfino Green & Green offer experienced legal counsel to people who need help with a disability claim. Attorney William Green and our team of lawyers and staff have decades of experience with disability insurance claims. We can help you understand the claim process, and our experience can make the process easier for you.

The Initial Disability Claim

The claims process is described in your employer's plan document or insurance policy document. The claims process starts with the initial claim application, followed by an appeals process and litigation when necessary.

This process can be tricky and very complicated, especially if you are filing for disability benefits under the Employee Retirement Income Security Act (ERISA). You can increase the odds of approval of your initial claim application by working with an experienced disability insurance lawyer and filing a detailed claim.

When filing a disability claim, remember to provide the insurer with as much evidence of your supporting your disability as possible, including test results, medical records and doctor's reports that use your insurance policy's definition of "disabled." This is one area where redundancy is not a bad thing!

Each insurance policy defines "disability" differently. We provide your doctor with the exact definition of disability from your policy to ensure that the insurer is given a detailed explanation of exactly why your illness or injury prevents you from working. Our decades of experience have shown that by doing so, your claim is more likely to be approved.

The ERISA Claims Process

When filing for long-term disability benefits, you must understand how ERISA can affect your disability claim. Our firm can explain what ERISA is and help you comply with every required step for submitting a disability claim. If your claim is denied, we can help you through the appeals process. And, if your appeal is denied, we have the experience, knowledge and determination to take your matter to Court.

Contact Delfino Green & Green in San Rafael, California

We want to make working with a lawyer as easy as possible for you. Our firm offers free consultations and works on a contingency fee basis, which means we don't get paid unless you get paid. Spanish-language services and evening appointments are available when necessary to best serve our clients.

If you are disabled and need assistance with filing a disability claim under ERISA or your personal insurance policy, contact Delfino Green & Green. We can be reached by phone at 415.442.4646 or by filling out the client form on our Contact Us page.